SpecializedDoctor LoansMade Simple
Get instant access to tailored financial solutions designed exclusively for medical professionals. No hidden fees, quick approvals, competitive rates.
Medical Professional
Medical Graduates
MBBS, BDS, MD, MS, MDS qualified professionals
Private Practitioners
Doctors with private clinics and hospitals
Hospital Doctors
Salaried professionals in reputed institutions
Specialists
Specialized medical practitioners and consultants
Choose Your PerfectFinancial Solution
From clinic setup to personal needs, we have specialized loan products designed for every aspect of your medical career
Doctor Overdraft
Flexible revolving credit facility for your account
Term Loan
Complete financing for your healthcare facility setup
Loan Categories
Choose between flexible overdraft facilities or structured term loans based on your financial needs
Flexible credit facility for your practice
Uses of Overdraft Account:
Structured repayment over fixed period
A term loan is a type of loan provided by a bank or financial institution that is repaid in regular payments over a fixed period of time.
Key Features:
Not sure which loan type is right for you?
Our financial experts will help you choose the perfect loan solution based on your practice needs and financial goals.
Easy Eligibility &Minimal Documentation
We've simplified the process to get you approved faster with minimal paperwork
Overdraft Account Limits
Limits depend on practice experience
Term loan limits depend on the income earned by doctors (salaried or self-employed). You will need to submit IT returns or pay slips for income verification.
- Indian resident medical professionals
- MBBS/BDS or equivalent medical qualification
- Minimum 1 year post-qualification experience
- Good credit score (650+ preferred)
- KYC Documents (PAN, Aadhaar)
- Medical Registration Certificate
- Degree Certificate
- Income Proof / Bank Statements
- ITR (if self-employed)(Optional)
Fee andCharges
Below mentioned are the 4 types of mandatory charges applicable to activate any OD account
| Rate Type | Per Month | Per Day |
|---|---|---|
| Starting Rate | ₹ 1,083 / Lakh | ₹ 36 / Lakh |
| Maximum Rate | ₹ 1,300 / Lakh | ₹ 43 / Lakh |
1% to 2% on the amount you are taking
Higher amount limit: Lower processing fee
Lower amount limit: Higher processing fee
Insurance ranges from 0.25% to 2%
If something happens to the client, the OD amount will be closed by the insurance company
If the OD account is filled with amount, the insured amount will be paid to family members
Get Your Loan inJust 4 Easy Steps
Our streamlined digital process ensures you get approved and funded quickly
Check Eligibility
Quick 2-minute online assessment
Submit Documents
Upload via WhatsApp or email
Get Approval
Instant decision with AI processing
Receive Funds
Direct transfer to your account
Get in Touch withOur Expert Team
Have questions about our loan products? Our dedicated team of financial experts is ready to assist you
Call Us
Speak with our loan experts
+91-7569466864
Email Support
Get detailed information
support@doctorloans.in
Live Chat
Instant assistance available
9 AM – 9 PM IST
Visit Office
Meet our team in person
Mig 199 KPHB, Rd No 1, Kukatpally, Hyderabad - 500072
Trusted by 10,000+ Doctors
Across India
Join thousands of healthcare professionals who have successfully grown their practices and achieved their financial goals with our specialized loan solutions.
We believe in transparent, ethical lending with no hidden costs or charges to medical professionals